February 11 is Safer Internet Day.
The Third Annual Microsoft Computing Safer Index (MCSI) revealed Tuesday that 20% of Indians become victims of online phishing attacks or in simple words identity from 20% indians get stolen online .
Phishing is the act of attempting to acquire information such as usernames, passwords, and credit card details (and sometimes, indirectly, money) by masquerading as a trustworthy entity in an electronic communication.
The annual worldwide impact of phishing and various forms of identity theft could be as high as $5 billion-worth, with the cost of repairing damage to peoples’ online reputation higher yet at nearly $6 billion, or an estimated average of $632 per loss, reported the MCSI survey.
What is phishing?
Phishing is a way to steal your identity online via fake mails that are so convincing that you are forced to enter the trap of hacking. Phishing scams will send links to you that are supposed to take you to a trusted site. It could be an email that looks like it came from your bank or it could be a link that seems to force you to re-sign into your account to save your account from deletion.When you enter your details , you actually tell them the passwords and username of your account.
We will tell you how to deal with such emails and phishing hacking tricks used by online hackers to victimize you .
The company surveyed more than 10,000 consumers globally.
“The Internet touches our lives every day, whether we are communicating with loved ones, for work, shopping, and paying bills. But how cautious are we about monitoring our online presence, and taking note of our own vulnerabilities? There are many things you can do to stay safer online,” said Prakash Kumar, national technology officer, Microsoft India Pvt. Ltd.
To mark the Safer Internet Day, Google India has launched “Good to Know”, a nationwide campaign to raise awareness about staying safe online as well.
“Through the Good to Know campaign, we want to help equip millions of new Internet users coming online in India with the knowledge and tools needed to become responsible digital citizens,” Chetan Krishnaswamy, country head – public policy, Google India said.
“Internet safety begins with exercising meaningful choices when online, having an open conversation about it with our families, and teaching them the basics such as using strong, unique passwords and not sharing personal information.”
Examples of Phishing Messages
You open an email or text, and see a message like this:
- “We suspect an unauthorized transaction on your account. To ensure that your account is not compromised, please click the link below and confirm your identity.”
- “During our regular verification of accounts, we couldn’t verify your information. Please click here to update and verify your information.”
- “Our records indicate that your account was overcharged. You must call us within 7 days to receive your refund.”
The senders are phishing for your information so they can use it to commit fraud.
To protect against phishing you should follow these tips:
- Use trusted security software and set it to update automatically.
- Don’t ever give any personal information over email or private message. If your bank needs to confirm your account number, call them using the number on the back of your bankcard. Do not reply to email, text, or pop-up messages that ask for your personal or financial information. Businesses that are legitimate will not ask you to send private information over insecure channels.
- Don’t click on links within emails or in private messages.
- Login to the company’s website by typing in the URL into the address bar. Don’t sign in through any links from the email or message.
- Be cautious of opening attachments and downloading files to avoid a virus.
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